August 18th, 2026

Increase sales of higher-priced packages with payment plans for credit packs. Rather than paying for a pack in one go, you can now optionally offer a payment plan. The customer receives all of their credits immediately and pays the balance automatically over a schedule you set.
Increase your average sale: price is usually what stops a member buying your largest pack. Spread it over a few payments and they buy the bigger one.
You control the pricing: the plan total can be higher or lower than the upfront price, so you can add a premium for the convenience or discount it to reward the commitment.
No extra fees: Gymflow charges nothing to use payment plans, just your usual Stripe processing costs on each payment.
No extra admin: the whole schedule is created at the point of sale, payments collect themselves, and failed payments retry automatically just like membership billing.
The full schedule is created at the point of sale. Every upcoming payment is generated up front, so you and the member can both see exactly what's due and when.
Each payment collects itself on its due date from the member's saved card or direct debit.
Failed payments retry automatically, exactly like membership billing.
If a payment goes past due, the pack is marked overdue and the member's remaining credits are blocked until it's settled. It reactivates on its own once nothing is outstanding.
Taking a plan in cash? Staff can do that, but with no card to charge, each payment is flagged past due on its date for you to collect manually.
Switch the Payment Plan on for any credit pack, and the plan appears as an option alongside your normal upfront price everywhere the pack is sold: the members app, member web checkout, staff portal and staff app. Read the full guide here.

A more flexible way for members to buy your best packages. We'd love to hear how it lands.
Kind regards,
The Gymflow Team